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Why TVACCU?

If you’re considering joining TVACCU, you may be asking yourself, “What is the difference between a credit union and a bank?”

The main difference lies in ownership. Credit Unions are owned by their members while banks are commonly owned by shareholders. As a member/owner, you have the right to vote and even run for the Board of Directors. This process ensures that your credit union is looking out for your financial interest and not those of a few wealthy stockholders. Credit Unions are also regulated by the government and are federally insured.

Any excess earnings that a credit union may have are returned to the members in the form of superior loan rates, lower fees, higher interest earned on savings and checking accounts and no minimum balance requirements.

At TVACCU, our members are the very heart of all that we do.  At TVACCU we know your name, we know your needs and we know what’s important to you.  Your well-being and satisfaction are always paramount.  The ‘home-town’ service and genuine concern for our members finds its basis in the credit union philosophy, “Not for profit, not for charity, but for service!”

Benefits of joining TVACCU include:

  • Free Online and Mobile Banking
  • No Hidden Fees
  • Higher Interest on Deposits
  • Lower Rates on Loans
  • Convenient network of local Credit Union locations and ATMS

Can I Join TVACU?

You can apply for membership with TVACCU if you (any one of the following):

  • live
  • work
  • attend school
  • attend church in Colbert, Lauderdale, Limestone, Marshall, Morgan, Lawrence, or Franklin Counties, Alabama.

Membership Application

Visit the link below, print and fill out the form and bring it to your nearest TVACCU Branch.

Account / Card Application

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.




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