If you’re considering joining TVACCU, you may be asking yourself, “What is the difference between a credit union and a bank?”

The main difference lies in ownership. Credit Unions are owned by their members while banks are commonly owned by shareholders. As a member/owner, you have the right to vote and even run for the Board of Directors. This process ensures that your credit union is looking out for your financial interest and not those of a few wealthy stockholders. Credit Unions are also regulated by the government and are federally insured.

Any excess earnings that a credit union may have are returned to the members in the form of superior loan rates, lower fees, higher interest earned on savings and checking accounts and no minimum balance requirements.

At TVACCU, our members are the very heart of all that we do.  At TVACCU we know your name, we know your needs and we know what’s important to you.  Your well-being and satisfaction are always paramount.  The ‘home-town’ service and genuine concern for our members finds its basis in the credit union philosophy, “Not for profit, not for charity, but for service!”

Benefits of joining TVACCU include:

  • Free Online and Mobile Banking
  • No Hidden Fees
  • Higher Interest on Deposits
  • Lower Rates on Loans
  • Convenient network of local Credit Union locations and ATMS

To become a member, fill out an application form or visit one of our locations.

Want to know more?
Call (256)386-3000 or e-mail us.