Additional Services

Free Rapid Direct Deposit

Depositing your paycheck has NEVER been so easy!

Why Choose TVA Community Credit Union for your Direct Deposit?

At TVA Community Credit Union, we never “warehouse” or hold direct deposits like many other financial institutions. What does that mean for you? When we receive your direct deposit, it is immediately deposited into your account at the first available posting.

What are the BENEFITS for you?

  • It’s Fast with our “No Hold” Rapid Deposit
  • It’s Free
  • It’s Time-Saving – there’s no need to visit a branch or ATM
  • It’s Secure – Avoid a paper check that can be lost or stolen
  • It’s Reliable – Receive your check even if you’re sick or out of town
  • It’s Convenient – Your paycheck can be divided among several of your TVACommunity Credit Union accounts, including loan payments

Payroll Deduction

Click here to fill out our Payroll Deduction Form.

VISA Credit Card

Our VISA Credit Card is also an open end credit line. You can make store purchases wherever VISA® is accepted, as well as take cash advances when needed.

With our amazing rate, as low as 9.95% you will enjoy:

  • A low fixed rate
  • Cash Advances – ATM or In-Branch
  • No processing or application fees
  • Optional low cost credit life and disability insurance loan protection
  • No annual fee
  • Earn ScoreCard Rewards on VISA® purchases for merchandise redemption

ScoreCard Rewards – Earn valuable merchandise with our ScoreCard Rewards Program! Learn more.
Register for ScoreCards Rewards

Visa Application

Access Your Account Online

Access your account anytime anywhere, 24 hours a day and 7 days a week at www.ezcardinfo.com.

VISA Debit Cards

With a lot of banks charging for their debit cards, we want to stress the fact that ours are now, and have always been free.

Debit Card Limits:
$500 – PIN Based Transactions
$1,000 – Signature Based Transactions
Limits can be raised temporarily during regular business hours M-F.

VISA Gift Cards

Giving the perfect gift is easy with VISA Gift Cards.  VISA Gift Cards are prepaid cards that can be used anywhere VISA Debit Cards are accepted, including retail stores & on-line merchants – and for mail & phone orders. Visa Gift Cards must be activated by calling 1-866-586-4438.

Verified by VISA

Fraud protection for your VISA Credit Card – Protect your on-line purchases. Learn more.

ATM Cards

Access your savings account 24/7, even oversees.

MONEYPASS SURCHARGE-FREE ATMS
Money PassUse your TVACCU debit and ATM cards, surcharge-free at over 23,000 participating MoneyPass ATMs nationwide. Simply look for the MoneyPass emblem. Locate MoneyPass ATMs on the go with their free app, located in your smart phone app store. Use our convenient MoneyPass Locator Link to access now!

Student Googolplex

Learn about money while having fun! Click here to learn more about savings and other topics.

Loan Protection

Credit Life Insurance – Death, unfortunately, is part of life. Even though it is not something we like to talk about, taking care of our loved ones is. That is why TVA Community Credit Union offers credit life insurance. This insurance will cover the insured portion of your loan balance and give your family the peace of mind they deserve.

Credit Disability Insurance – Accidents happen. Credit disability insurance is a way to make sure your loan payments are made in a timely manner in case you miss work due to disability.

GAP – Make sure you’re covered from the moment you finance your auto loan with GAP. GAP helps cover the difference in the amount owed on an auto or boat loan balance and the actual cash vale of the vehicle paid by the primary insurance when a total loss or theft occurs.

Here’s how it works: Let’s say after one year, the vehicle you purchased for $25,000 is valued at just $16,000. You still owe $21,000 when it is stolen and never recovered or is involved in an accident in which it is damaged beyond repair. Most insurance policies will only reimburse you for the value of your vehicle, $16,000, leaving you to repay the remaining loan balance of $5000. GAP takes care of that $5000 for you, including your insurance policy deductible, up to $1,000.

Mechanical Repair Contracts – Are you prepared for a mechanical breakdown with your vehicle? Do you have the money necessary to pay for the rising cost of repairs? If you answered “no” to either of these questions, then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered in the event a mechanical breakdown does occur.

A Route 66 Extended Warranty protects your investment from expensive mechanical breakdowns, and offers 24/7/365 Roadside Service, rental car benefits, a 30-day money back guarantee, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage available and provides coverage for virtually any make and model of automobile. With Route 66 Extended Warranty’s Open Enrollment, you don’t have to buy your warranty at the time of purchase. You can buy any time! Route 66 Extended Warranty has a plan to fit your vehicle.

T.A.R.A.

TVA Community Credit Union – Audio Response Access

(256) 386-3111 or 1-800-992-0223 – Call to obtain your T.A.R.A. PIN number.

Twenty-four hour access to all your credit union accounts! Check account balances, make transfers, make withdrawals or loan payments…with the touch of your fingers and without leaving the privacy of your home. You can even get an advance on your open – end line of credit. All you need is a touch tone phone and your personal identification number, and you will be able to use TARA – 24 hours a day, seven days week!

More Services

Money Orders
All branches of TVACCU sell money orders. These may not be purchased at the drive-thru window. There is a fee of $1.00 for each money order purchased.

Travelers Checks
All branches of TVACCU sell travelers checks. You may purchase up to $2000.00 without a fee. Travelers checks may not be purchased at the drive-thru window.

Official Checks
All branches of TVACCU sell official checks. These may not be purchased at the drive-thru window. There is a fee of $1.00 for each official check purchased.

Notary
Available at all TVACCU branches

Signature Guarantees
Available at Reservation branch only

Safe Deposit Boxes
Safe deposit boxes are available at our Reservation, Sheffield, Mall Road, Dr. Hicks Blvd, Athens and Killen branches. The sizes and the annual fees are:

  • 3 X 5 $12.00
  • 3 X 10 $20.00
  • 5 X 10 $40.00
  • 10 X 10 $50.00

*Senior Class members and Gold Club members receive a 10% discount on these rates.

Insurance Verification
Click here to learn about TVACCU’s Insurance Verification.