Mortgages
| Terms |
Interest Rates as low as |
| Up to 30 years |
5.95% |
HELOC
| Terms |
Interest Rates as low as |
| 10 year draw period with 15 year payback period |
6.50% |
Land Loans
| Terms |
Interest Rates as low as |
| Up to 12 years |
6.45% |
Construction Loans
| Terms |
Interest Rates as low as |
| Up to 12 months |
7.50% |
*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.
Auto Loans – New & Used (Current year model and 3 previous years)
| Terms |
Annual Percentage Rate as low as |
| Up to 48 months |
5.75% |
| Up to 60 months |
5.85% |
| Up to 72 months |
6.15% |
| Up to 84 months |
6.75% |
Auto Loans – Used (4 year old and older)
| Terms |
Annual Percentage Rate as low as |
| Up to 48 months |
5.95% |
| Up to 60 months |
6.25% |
| Up to 72 months |
6.65% |
*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.
Recreational Vehicle Loans – New (current year model and 3 previous years)
| Terms |
Annual Percentage Rate as low as |
| Up to 60 months |
7.75% |
| Up to 72 months |
8.25% |
| Up to 84 months |
8.95% |
| Up to 120 months |
9.45% |
| Up to 180 months |
9.95% |
Recreational Vehicle Loans – Used (4 years old and older)
| Terms |
Annual Percentage Rate as low as |
| Up to 48 months |
7.45% |
| Up to 60 months |
7.95% |
| Up to 72 months |
8.25% |
| Up to 120 months |
9.95% |
*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.
| Terms |
Annual Percentage Rate as low as |
| Line of Credit |
13.50% |
| Signature |
9.95% |
| VISA |
9.95% |
| Share Secured |
+3% above Share Rate |
| CD Secured |
+2% above CD Rate |
*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.
Share Accounts
| Terms |
Annual Percentage Yield |
Minimum |
| Regular Shares |
0.20% |
$100 |
| Share Draft |
0.05% |
$100 |
Certificates of Deposit
| Terms |
Annual Percentage Yield |
Minimum |
| 6 months |
3.45% |
$500 |
| 9 months |
3.55% |
$500 |
| 12 months |
3.75% |
$500 |
| 18 months |
3.55% |
$500 |
| 24 months |
3.35% |
$500 |
| 30 months |
3.00% |
$500 |
| 36 months |
3.05% |
$500 |
| 48 months |
3.25% |
$500 |
| 60 months |
3.45% |
$500 |
IRA
| Terms |
Annual Percentage Yield |
Minimum |
| IRA Shares |
0.20% |
$100 |
| IRA Certificates |
Same as CD Rates |
$500 |
| Roth IRA |
Same as CD Rates |
$500 |
*Rates quoted are best available and are subject to change without
notice. Early withdrawal penalties apply. Contact a Member Service
Representative for more information.
