Loans

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Please select a loan application below, print, and bring with you on your visit with one of our loan officers.
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TVACCU Current Rates & Terms

Mortgages

Terms Interest Rates as low as
Up to 30 years 5.35%

HELOC

Terms Interest Rates as low as
10 year draw period with 15 year payback period 5.50%

Land Loans

Terms Interest Rates as low as
Up to 12 years 5.35%

Construction Loans

Terms Interest Rates as low as
Up to 12 months 5.95%

*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.

Auto Loans – New & Used (Current year model and 3 previous years)

Terms Annual Percentage Rate as low as
Up to 24 months 4.55%
Up to 36 months 4.55%
Up to 48 months 4.55%
Up to 60 months 4.75%
Up to 72 months 4.95%
Up to 84 months 5.75%

Auto Loans – Used (4 year old and older)

Terms Annual Percentage Rate as low as
Up to 24 months 4.95%
Up to 36 months 4.95%
Up to 48 months 4.95%
Up to 60 months 4.95%
Up to 66 months 5.15%
Up to 72 months 5.35%

*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.

Recreational Vehicle Loans – New (current year model and 3 previous years)

Terms Annual Percentage Rate as low as
Up to 60 months 5.25%
Up to 72 months 5.75%
Up to 84 months 6.75%
Up to 120 months 7.55%
Up to 180 months 8.75%

Recreational Vehicle Loans – Used (4 years old and older)

Terms Annual Percentage Rate as low as
Up to 48 months 5.45%
Up to 60 months 5.95%
Up to 72 months 6.95%
Up to 120 months 7.95%

*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.

Terms Annual Percentage Rate as low as
Line of Credit 13.50%
Signature 9.95%
VISA 9.95%
Share Secured +3% above Share Rate
CD Secured +2% above CD Rate

*Rates quoted are best available and subject to change. Rates may vary depending on your credit and payment terms. Contact a Loan Officer today for more information.

Share Accounts

Terms Annual Percentage Yield Minimum
Regular Shares 0.20% $100
Share Draft 0.05% $100

Certificates of Deposit

Terms Annual Percentage Yield Minimum
6 months 0.70% $500
9 months 0.70% $500
12 months 1.15% $500
18 months 1.25% $500
24 months 1.75% $500
30 months 1.85% $500
36 months 2.00% $500
48 months 2.05% $500
60 months 2.20% $500

IRA

Terms Annual Percentage Yield Minimum
IRA Shares 0.20% $100
IRA Certificates Same as CD Rates $500
Roth IRA Same as CD Rates $500

*Rates quoted are best available and are subject to change without notice. Early withdrawal penalties apply. Contact a Member Service Representative for more information.

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