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Card Services

Do you already enjoy the convenience of Netbranch Online Banking?

You can also use it to manage your


It’s easy...just log into your online banking to:


Make a Credit Card Payment      View Activity      

Sign up for E-Statements     Set Alerts     

Order Replacement Card   And Much More


If you are traveling internationally, please call TVACCU Member Services at 256-386-3000 or toll free 888-274-2128.

Use your TVACCU debit and ATM cards, surcharge-free at over 23,000 participating MoneyPass ATMs nationwide. Simply look for the MoneyPass emblem. Locate MoneyPass ATMs on the go with their free app, located in your smart phone app store. Use our convenient MoneyPass Locator Link to access now!


VISA Credit Card

Our VISA Credit Card is also an open end credit line. You can make store purchases wherever VISA® is accepted, as well as take cash advances when needed.

With our amazing rate, as low as 9.95% you will enjoy:

  • A low fixed rate
  • Cash Advances – ATM or In-Branch
  • No processing or application fees
  • No annual fee
  • Earn uChoose Rewards on VISA® purchases for merchandise redemption

uChoose Rewards – Earn valuable merchandise with our uChoose Rewards Program! Learn more.

Access Your Account Online

Access your credit card information through your Netbranch Online banking at any time.

Important Number

Activation for VISA® Credit Card: 855-650-7812

Pay Your TVACCU Credit Card Bill

Simply login to your NetBranch online banking to pay your bill.

Netbranch Features:

  • Set Instant Alerts
  • View & Manage All Account Activity Including: Pending & Current Transactions, Account History, Credit Line Increases, Replace Card, Change Password and Personal Information.
  • Pay Your Bill – Schedule recurring payments or submit one-time payments, modify or delete payment schedules.
  • Customize Your Account with Alerts, Custom Catagories & Searches
  • Enroll in E-Statements

Pay by phone: 256-386-3000

Register for uChoose Rewards

uChoose Rewards FAQ

Visa Application


Toll-Free: 855-650-7812
Internaitonal: 301-287-9912

Use this number to:

  1. Activate new credit card and choose PIN
  2. Account Information
  3. Report Lost/Stolen card
  4. Dispute
  5. Fraud
  6. Payment Options
  7. Information on Credit Counseling Services

Netbranch Login – This is the preferred access for managing and viewing all credit card activity, including paying your bill. If you want to be able to pay your credit card bill online, you MUST enroll in TVACCU Online Banking.
Enroll now:

uChoose Rewards - To view all uChoose Rewards activity and to redeem points – click here or log into your Netbranch Online banking and click the Services tab then uChoose Rewards option.




Our 3D Secure technology offers state-of-the-art anti-fraud protection at the highest levels.


Manage and Monitor your TVACCU Debit Card with My Mobile Money app. This state of the art app was designed to allow you to personalize your debit card controls and alerts. Download it today from your smartphone app store or click here for additional details.

MONEYPASS ATMs - Access over 23,000 surcharge-free nationwide ATMs when you use your TVACCU ATM or Debit Card

Important Numbers

To report a lost or stolen Mastercard Debit Card: 1-800-264-5578
Activation for Mastercard Debit Card: 1-800-448-8268
Debit Card Fraud Services After Hours: 866-842-5208

Apply for a Debit Card (Must be a TVACCU Checking Account holder)

Debit Card Limits

ATM: $1,000
Point of Sale: $3,500
Per 24 hr period


VISA Gift Cards

Giving the perfect gift is easy with VISA Gift Cards.  VISA Gift Cards are prepaid cards that can be used anywhere VISA Debit Cards are accepted, including retail stores & on-line merchants – and for mail & phone orders. Visa Gift Cards must be activated by calling 1-866-586-4438. Please click here for additional details and Terms and Conditions

Stop by any TVACCU branch today!


A TVACCU ATM Card is Convenient:
  • Instant access to your savings (share) account 24/7
  • Avoid carrying extra cash or checks
  • Check your savings account balance
  • Nationwide access to over 23,000 surcharge-free ATMs*
*Nationwide Surcharge-Free ATM Access

TVA Community Credit Union has partnered with MoneyPAss to give you nationwide access to over 23,000 surcharge-free ATMs when using your TVACCU ATM or Debit Card.

Just look for this MoneyPass emblem:


Locate surcharge-free MoneyPass ATMs on the go nationwide with the free MoneyPass app, located in your smartphone app store. Use our convenient MoneyPassLocatorLink to access now!

Apply for your ATM card


What is EMV?
EMV stands for Europay, Mastercard® and Visa®. EMV chip technology is becoming the global standard for credit card and debit card payments. This smart chip technology features credit cards with embedded chips that that will help increase security and reduce fraud. This standard has many names worldwide and may also be referred to as: "chip and signature."
What is UChoose Rewards®?
UChoose Rewards® is a program that earns you points for using your TVACCU credit card. All TVACCU VISA® credit cards with rewards are automatically enrolled in the program. You can redeem your points toward anything from our huge online rewards catalog found at
Do I need to register my credit card before I can start earning points?
No, you will start earning points the first time you make a transaction with your new credit card; however, you will need to register your card before you will be able to redeem your points. To register your card, visit and click the Register link.
How do I register my card?
Please visit starting 01/22/2019. On the right side, you will see “New to UChoose Rewards?” with a Register link. Click Register, and then enter your card number. Once your card is authenticated, it will ask to establish your user name and password. Follow the instructions as provided.
How do I start earning points?
Every time you make a purchase with your card, you’ll earn 1 point for every $1.00 you spend. Plus, you can earn additional points by shopping in-store or online with participating retailers.
Where can I earn points?
You earn points everywhere your VISA® credit card is accepted. Participating retailers offer additional reward points for purchases made at their stores or online. A list of participating retailers can be found at
Where can I view my point activity?
You can access the history of your point activity through
When can I redeem points?
It can take up to 40 days for your points to be credited to your account. You must first accumulate 1,500 points before you can redeem them. Your points are available to view on Here you can keep track of the points you’ve earned, and then shop the online rewards catalog when you’re ready to redeem. A Wish List Tracker is also available to notify you when you’ve earned enough points to redeem a specific item.
Can I share points with family members?
All credit cards within an account automatically earn points together.
How much does it cost to participate?
There’s no cost to participate. Membership in UChoose Rewards® is free as part of your TVACCU credit card plan. Visit to start monitoring your points and browsing our online catalog.

Know where your money is going
with Visa Purchase Alerts

Learn More
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