Shoals area people are lucky in that we live so close to the beautiful waters of North Alabama! If you have always wanted to buy a boat to

make full use of these waters let TVACCU help you with a Recreational Vehicle Loan .  In keeping with TVACCU’s motto of Your Dream, Our Loan we can help you make that dream a reality.

Buying a Boat Can Be Affordable

In some instances, you can buy a new boat financed for around $250.00 a month, like a car. Boats provide tax deductible and cost effective second homes. Interest on a boat loan can be deducted if the boat has a galley, berth and head. Visit a boat show to see what boating products are available and line up the best deals.

Insurance

Boat insurance costs vary by boat length and type, cost of the boat and level of coverage. Consult your insurance agent for quotes or compare rates online. Some smaller boats can be insured for a nominal sum as a rider on a homeowner’s policy. You can reduce the cost of marine insurance premiums by taking a boater’s education course.

Maintenance

Boat, trailer, and motor maintenance can be as simple as a freshwater wash down aftereach use and keeping them covered between adventures, helping to keep maintenance costs at bay. Costs for routine maintenance vary by region, but for more involved services, such as oil changes and winterizing, expect to pay what you would for your car on an hourly basis. Pre-owned boats can require significantly more maintenance. Wash your boat regularly to prevent long-term effects of environmental wear and tear.